Rate Calculators

Remodeling or building a new custome home is an exciting process, but first you must have an idea about what you can afford. That's why we've provided four powerful calculation tools for you to get an idea of your buying power before you begin the process.

Note: These calculators require Netscape Navigator 3 or higher, or Microsoft IE 3 or higher with JavaScript enabled to run properly. All calculators opens in separate window and are the property of Bell Mortgage. They are used with their permission.

Payment Calculator

This calculator will assist you in determining your possible monthly payments. Please be aware that it only provides an estimate of what your payment will be. For an accurate determination, please consult Bell Mortgage or your lender. Tax and Insurance amounts will need to be estimated for this calculation.

Debt Consolidation Calculator

Use the Debt Consolidation Calculator when you are considering using the equity in your home to pay off several smaller debts and make one monthly payment. The interest on this loan may even be tax deductible, but you'll need to discuss those details with your tax advisor.

Affordability Calculator

By entering your new estimated mortgage amount, interest rate, down payment, and other monthly household debt, the Affordability Calculator will tell you how much money your household needs to make in order to afford your new home.

Note: Do not use commas. These numbers are meant to be approximates only and are affected by a number of household situational factors. Contact your loan officer for more information.

Loan Amortization Calculator

A simple calculator that allows you to vary the interest rate, loan amount, and loan duration in calculating a monthly payment. Please be aware that it only provides an estimate of what your payment will be. For an accurate determination, please consult your lender.